The Gruhalakshmi Scheme Karnataka is one of the most impactful social welfare initiatives introduced by the Government of Karnataka to support women and promote financial independence in households. Launched to provide direct financial assistance, this scheme aims to empower women heads of families by ensuring they have access to monthly income support.
In this detailed guide, we’ll cover everything about the scheme — from eligibility criteria and registration to the online application process and benefits.
What is the GruhaLakshmi Scheme Karnataka(ಗೃಹಲಕ್ಷ್ಮಿ ಯೋಜನೆ ಕರ್ನಾಟಕ)?
The GruhaLakshmi Scheme is a flagship welfare program by the Karnataka state government designed to offer monthly financial aid to eligible women who are heads of their households. Under the scheme, beneficiaries receive a fixed amount credited directly to their bank accounts. This ensures financial stability, reduces dependency, and promotes the economic participation of women.
The initiative aligns with Karnataka’s larger goal of uplifting marginalized communities and promoting gender equality through targeted government support.
| Field | Details |
| Scheme Name | Gruha Lakshmi Scheme |
| Implementation | Entire Karnataka |
| Implementation Date | 16 August 2023 |
| Benefits | Rs. 2,000 per month to eligible beneficiaries |
| Eligible Beneficiaries | Women residents of Karnataka who are the head of family in Antyodaya, BPL, and APL ration cards |
| Application Mode | Online and offline |
| Gruha Lakshmi Scheme Website | sevasindhugs.karnataka.gov.in |
| Gruha Lakshmi Scheme Payment Status | sevasindhugs1.karnataka.gov.in/gl-stat-sns |
Gruhalakshmi Yojana amount in Karnataka
The Karnataka Government gives ₹2,000 every month to eligible women. This amount has been sent directly to their bank accounts through DBT (Direct Benefit Transfer) starting from 30 August 2023.
Objectives of the Gruha Lakshmi Scheme
The main objectives of the Gruhalakshmi Scheme Karnataka are:
- Empower Women Economically – Provide direct income to women to help manage household expenses.
- Promote Gender Equality – Strengthen the role of women as decision-makers in the family.
- Reduce Poverty Levels – Offer financial relief to low-income families.
- Support Inclusive Growth – Ensure benefits reach rural, urban, and semi-urban households.
Eligibility Criteria for Gruha Lakshmi Scheme, Karnataka
To benefit from the scheme, applicants must meet certain conditions set by the Government of Karnataka. These criteria ensure that assistance is provided to the deserving families.
- The applicant must be a permanent resident of Karnataka.
- Only women recognized as the head of the household are eligible. This is verified through ration card or official family records.
- The annual family income must not exceed the limit specified by the state government (commonly around ₹2 lakh per annum; subject to official notification).
- Women who are taxpayers, government employees, or pensioners are generally not eligible.
- Only one woman per household can avail of the benefit.
Documents Required for Application
When applying for the Gruha Lakshmi Scheme Karnataka, applicants should keep the following documents ready:
- Aadhaar Card – Proof of identity.
- Ration Card – Proof of household details and headship.
- Residence Certificate – To confirm domicile in Karnataka.
- Income Certificate – Issued by local authorities.
- Bank Account Details – Passbook or account number with IFSC code.
- Passport-sized Photographs – Recent colour photographs.
How to Register for Gruhalakshmi Scheme Karnataka?
The registration process is designed to be user-friendly, with both online and offline options to ensure that women from all regions of Karnataka can participate.
Step-by-Step Online Registration
- Go to the official Gruhalakshmi Scheme Karnataka portal provided by the state government.
- New users need to create an account using their Aadhaar-linked mobile number.
- Existing users can log in directly.
- Enter personal details such as name, age, address, income, and bank account information.
- Upload scanned copies of required documents.
- Review the form for accuracy and click on the submit button.
- After submission, you’ll receive an acknowledgement or reference number to track your application.
How to Apply Online for Gruha Lakshmi Scheme Karnataka?
Applying online is straightforward if you follow these steps:
- Access the Official Portal
- Visit the Karnataka government’s dedicated Gruhalakshmi Scheme website.
- Login to Your Account
- Use your registered credentials.
- Application Dashboard
- Navigate to “Apply for Gruha Lakshmi Scheme.”
- Complete the Form
- Fill in the requested details carefully.
- Ensure that your bank account is Aadhaar-seeded to avoid payment delays.
- Upload Documents
- Attach required document scans in the specified file formats and sizes.
- Final Submission
- Confirm details and submit.
- Keep the reference number for status checks.
Benefits of the Gruha Lakshmi Scheme Karnataka
The scheme offers multiple benefits that directly impact women’s lives and overall household welfare.
1. Monthly Financial Assistance
- Eligible beneficiaries receive a fixed monthly amount (as per government announcement) directly in their bank accounts.
2. Promotes Financial Independence
- Women gain greater control over household decisions and expenses.
3. Direct Benefit Transfer (DBT)
- Payments are made via DBT, reducing the risk of delays, corruption, or middlemen.
4. Boosts Rural and Urban Economies
- The additional income circulates within local markets, supporting small businesses.
5. Supports Social Welfare Goals
- Helps in achieving poverty alleviation targets and promoting equality.
How to Check Application Mahiti Kanaja Gruhalakshmi Status
Once you’ve applied, you can track your application online:
- Visit the Official Portal
- Go to the “Application Status” Section
- Enter Your Reference Number
- View Current Status – Approved, Pending, or Rejected.
Key Points to Remember
- Ensure your bank account is linked with Aadhaar for smooth payment transfers.
- Submit genuine documents to avoid rejection.
- Keep your mobile number active to receive updates via SMS.
- Double-check income eligibility before applying.
FAQs For Gruhalakshmi Yojana
Who is eligible for the Gruhalakshmi Scheme Karnataka?
Women who are heads of their households, permanent residents of Karnataka, and meet the income criteria are eligible.
Can government employees apply?
No, government employees and their wives are not eligible for this scheme.
How will the money be transferred?
Through Direct Benefit Transfer (DBT) directly to the beneficiary’s Aadhaar-linked bank account.
Can more than one woman from a family apply?
No, only one woman per household is eligible.